Specializing in
Environmental Equipment
Since 1992

You can count on the professionals at MME for the right advice, as well as for financing designed to help you get the equipment you need to make your business prosper, or your city council members smile!

Commercial Leasing

Click here for Lease Application Form
Click here for a Printable Quote Request

Buying equipment for your company can sometimes be a little daunting, but it helps if your financial partner knows how to work with businesses such as yours. Let us put our knowledge and experience to work for you.We've been helping businesses purchase equipment for nearly two decades.

Whether you are an experienced contractor or just starting out, we would like the opportunity to offer competitive financing programs to meet your requirements. Rely on us to steer you right with fast, flexible service and tailor-made financing to suit your individual needs.

Conventional financing is available at competitive interest rates and terms, with fast credit evaluation and approval. MME Offers:

• Conventional Financing
• Capital Leases
• Operating Leases
• T.R.A.C. Leases

Competitive leasing programs are available and can be tailored to your specific needs. Whether you are trying to effectively manage your tax obligations or are just looking for a way to reduce your monthly costs, we offer numerous leasing solutions. Contact us and let us help you choose the right leasing program.

• Vac-Con Sewer Cleaners
• Schwarze Street Sweepers
• Aries Video Inspection Units
• PipeHunter Mounted Sewer Cleaners
• Spaulding Mounted Patch Units
• Tiger Tractor Mounted Mowers
• Stertil-KONI Vehicle Lifts
• GO-4 Parking Enforcement Vehicles

For complete details on our leasing programs, give us a call or send us an email. At MME our promise—“Customer Satisfaction is Our Goal.”—is more than just a slogan. We look forward to an opportunity to help you any way we can.

Click here for Lease Application Form
Click here for a Printable Quote Request

What is tax-exempt financing?

The need for financing to purchase new equipment and facilities is growing. Tax-exempt lease financing is the most successful method used to purchase equipment while improving the management of cash flow. The tax-exempt feature of lease-purchase financing is proven to be beneficial to government agencies across the country.

A tax-exempt lease is the best solution. This type of financial instrument is also referred to as "government lease-purchase" and/or a "municipal lease". While they are documented as a lease, they have characteristics similar to a loan in that they own it at the end and they can be paid-off early if desired.

The interest earnings under a properly structured and documented lease are exempt from federal income tax under the same tax laws that enable a municipal bond to carry a tax-exempt rate. Because the lessor does not pay federal tax on the interest earned, the tax-exempt lease carries a much lower interest rate than other kinds of leases.

These financing vehicles are structured as a lease to accommodate the fiscal funding restrictions of political subdivisions. In most cases, their obligation terminates if the department fails to appropriate funds to make the renewal year's lease payments. Because of this provision, neither the lease nor the lease payments are considered debt. Benefits to Government Agencies include:

• They do not have funds to pay cash.
• Leasing will help them overcome budget restrictions.
• It allows them to acquire equipment they urgently need.
• Leasing enables them to save money by replacing maintenance intensive older equipment.
• They have funds but want to keep their funds for future or unexpected needs.
• The interest on a tax-exempt lease is approximately the same as the interest that can be earned on funds properly invested, so the cost of keeping their funds "in the bank" is minimal.
• A lease can offer the opportunity to preserve cash for projects for which leasing is not an alternative.
• They want to spread the cost of their equipment over its useful life rather than charge one fiscal period with the entire cost.
• Equipment leases are relatively simple to complete and allow the departments to implement the buying decisions quickly. In comparison, bonds take longer to implement, could require a vote, and are too expensive for smaller acquisitions.
• Tax-exempt leases have no origination costs.
• Because most equipment categories incur regular inflation that outpaces the cost of tax-exempt leases, your department can actually save money by leasing now rather than waiting until you have enough cash to buy it. In other words, the interest cost you may be trying to avoid will be more than replaced by the inflation in the cost of equipment - and, if you lease now, your community will benefit immediately from the added service your equipment provides.

MME's Municipal Financing Offers:

• Low fixed rates
• No down payment required
• No closing or up-front costs
• Flexible terms from 1 to 7 years (longer terms available)
• Flexible payment frequency- annually, semiannually, quarterly or monthly
• Flexible payment date- up to one year after delivery
• Fast and easy closing

For complete details on our leasing programs, give us a call or send us an email. At MME our promise—“Customer Satisfaction is Our Goal.”—is more than just a slogan. We look forward to an opportunity to help you any way we can.